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It's a personalized Prepaid MasterCard Card without the credit checks and credit card debt. It's simple to reload the card with cash, direct deposit or bank transfer. You can use it everywhere Debit MasterCard is accepted, including to shop online, pay bills and get cash at ATMs.1 And, its safer than cash because your money is protected if your card is lost or stolen.2

Simple to Get

  • No credit check or existing bank account required.
  • The card is available at Walgreens®, CVS® and Rite Aid® stores nationwide.
  • Immediately load and use your starter card. Your personalized card should arrive in 7-10 business days.

Simple to Reload

  • Get free Direct Deposit of paychecks and government benefits (Social Security, Military, Medicare, Unemployment, Disability and Welfare). Plus, if you direct deposit at least $250 each month, Green Dot will waive your Monthly Service Fee of $5.95.
  • Transfer funds from a debit card. Learn More
  • Reload with cash and MoneyPak® at nearly 50,000 retailers nationwide. Service Fee Applies. Find a retailer near you

Simple & Safe to Use

  • Use it everywhere Debit MasterCard is accepted.
  • Shop online, buy airline tickets and guarantee hotel reservations.
  • Safer than cash. Your money is protected if your personalized card is lost or stolen.2
  1. Use the online bill pay service to pay bills including utility, cable and phone bills.
  2. Withdraw cash at over 18,000 In-network MoneyPass® ATMs1 at no charge. Find one near you
  3. Open up a savings account linked to your card balance.
  4. Free second card for a family member upon request.
  5. Track spending with online or paper statements.
  6. Stay up-to-the-minute with balance alerts sent via email or text message.
Fee Type Fee
Initial Purchase
  • $4.95 or less if purchased at a Retailer. This fee is both for the purchase of the card and the initial cash load.
  • No charge to get a card if you sign up online. Initial load fees apply.
Monthly Service Fee $5.95
Waived in any monthly billing cycle when you:
  • load at least $250 to your Card using Direct Deposit.
  • load at least $1,000 to your Card.
  • Post 30 qualifying purchase transactions (excludes all ATM declined withdrawals, ATM balance inquires, teller cash advances & online bill payments).
ATM Withdrawal Fee
  • Free at in-network 1 ATMs
  • All other ATM withdrawals: $2.50 3
  • Teller cash advances: $2.50
ATM Balance Inquiry at Non-Network ATMs $0.50 3
Lost/Stolen Card Replacement $4.95
Reload at Retail Location Varies by retailer, up to $4.95
Second Card Free
Foreign Transactions (see paragraph titled "Foreign Transactions") 3% of total transaction amount

Card balance (with cash load) $2,500
Minimum Initial Load $10, varies by retailer
Card balance (with direct deposit) $10,000
Daily cash load limit $2,500
Daily direct deposit load limit $10,000
Daily ATM withdrawal limit $400
Bank teller cash withdrawal limit (per transaction) $400
Daily spend limit
(includes all outgoing transaction activities, such as purchases, ATM transactions, etc.)

1 To find the in-network ATM nearest to you, click here.

2 Applies to unauthorized transactions. Prompt notice required. A lost/stolen card replacement fee may also apply. See "Your Liability for Unauthorized Transfers" in the Cardholder Agreement for details.

3 When you use an ATM outside our network, you may be charged a fee by the ATM operator in addition to our fee (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.)