Electronic Communications Agreement
Electronic Communications Agreement
Electronic Communications Agreement
Agreement to Electronic Communications. By checking the Electronic Communications Agreement checkbox below, you agree and provide your electronic signature to this Electronic Communications Agreement. Under this Electronic Communications Agreement, you agree that we may provide agreements and disclosures related to the cards, accounts and all related services to you electronically instead of in paper form. During the term that you maintain an account with us for the Service, you agree to provide us with and maintain valid email address where we may deliver these agreements and disclosures to you and that you will promptly notify us of any change in your email address. You understand that our ability to provide you this information is dependent upon this maintenance of a valid email address.
Electronic Records and Communications Act Disclosures
You consent, understand and agree that: (i) this Agreement will be entered into electronically, (ii) you meet the minimum access requirements specified below, (iii) the consent shall last until you withdraw consent, and (iv) the following categories of information will be provided by electronic communication:
- Agreement and Disclosures and amendments thereto
- Balance, activity and certain other information on your account(s)
- Periodic statements, authorizations and transaction history for your account(s)
- Notices to you of the resolution of any claimed error on your periodic statements
- Notices with respect to any changes to the Agreement or any other notices or communications required or permitted by law or regulation including, without limitation, notices of changes in terms provided under Regulation E or Regulation DD
- Inquiries or notices to you about transactions made
We may mail paper copies of any of the foregoing at our discretion.
You have the right to withdraw your consent to have future instances of the above-referenced categories of information made available to you by electronic communication. If you withdraw your consent, you will no longer be able to utilize our Online Bank Transfer services. This means that you will not be able to use the service to make transfers to or from your prepaid, savings or other bank accounts. We also would close your savings account with us and transfer your balance to your prepaid card account. In addition, you may experience a delay in obtaining information regarding your Accounts. Your withdrawal shall not apply to information properly provided before the withdrawal takes effect.
To withdraw your consent, click on the following link or visit Change Preferences , and update your preference from the Electronic Communications Agreement option. To update your contact information, call us at 1-888-225-6091. The withdrawal of consent will take effect no more than fourteen (14) calendar days after you provide us with notice of the withdrawal.
You may obtain a paper copy of any electronic communications (including a copy of this Agreement) free of charge by providing a written request addressed to Green Dot Corporation, PO Box 1187, Monrovia. CA 91017. Such a request will not be considered a withdrawal of consent to receive information by electronic communication unless you expressly withdraw your consent in such request.
In order to receive the categories of information referenced above by electronic communication, you must have the following hardware and software requirements:
- a personal computer
- Microsoft Windows 2000, Microsoft Windows XP with Service Packs 1 and 2, Microsoft Vista, Microsoft Windows 7, or Mac OS 10.X or higher
- a secure (encrypted) Web Browser (Firefox 3.6 or higher, Internet Explorer 8.0 or higher, Chrome 4.0 or higher, Safari 4.0 (Mac) or higher)
- Internet access through an Internet Service Provider (ISP)
- a valid email address
- for viewing electronic account statements, Adobe Reader. To download a free copy of Adobe Reader, please visit http://get.adobe.com/reader/download/
We may change these requirements from time to time. If any of these requirements change, we will provide you with advance notice of the change.
Terms and Conditions
GREEN DOT ACCOUNT ALERTS TERMS AND CONDITIONS
Green Dot Account Alerts (the “Service”) enables you to request and receive notices (collectively, “Alerts”, individually, an "Alert") from time to time concerning available account information and other matters relating to your Green Dot Card ("Card"). You may receive Alerts through a SMS-enabled mobile device (“Mobile Alert”), an e-mail account that is accessed via a personal computer (“E-mail Alert”), or both. The Service is only available to those over the age of majority in their state who owns a Card in good standing. By signing up to receive one or more of the Alerts that are offered by the Service, you acknowledge that you are aware of and agree to abide by the following terms and conditions:
Green Dot Mobile Alerts Terms And Conditions
The Service allows you to request and receive Mobile Alert messages about your Card. We send Mobile Alerts to you based upon the instructions you provide to us. These instructions include your correct mobile number. Your instructions are neither reviewed nor verified by Green Dot prior to or following activation of the Service. You hereby acknowledge and accept that each Mobile Alert may be sent to you without being encrypted and may include your name and information pertaining to your Card. For help regarding Mobile Alerts, text “HELP” to 43411 or contact us. You can unsubscribe at any time by texting “STOP” to 43411.
It is your responsibility to: ensure the security of your mobile device; determine if your wireless provider supports SMS; and ensure your mobile device is capable of receiving SMS. You acknowledge that message and data rates may apply. You are solely responsible for any fees imposed of any kind whatsoever by your wireless service provider.
You acknowledge and agree that your receipt of any Mobile Alert may be delayed or prevented by factor(s) outside of Green Dot’s control, including factors affecting your wireless service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each Mobile Alert. The Service is subject to transmission limitations and service interruptions. You agree to indemnify, defend and hold Green Dot and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of a Mobile Alert; inaccurate or incomplete content in a Mobile Alert; your reliance on or use of the information provided in a Mobile Alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your Card disclosed in the Mobile Alerts by accessing your mobile device. THE RELEASED PARTIES DISCLAIM ANY RESPONSIBILITY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICE. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND YOU ACKNOWLEDGE USE OF THE SERVICE IS AT YOUR SOLE RISK. THE RELEASED PARTIES DISCLAIM ANY AND ALL LIABILITY FOR THE SERVICE UNDER ANY CAUSE OF ACTION. IF ANY PART OF THESE TERMS AND CONDITIONS ARE FOUND VOID AND UNENFORCEABLE, IT WILL NOT AFFECT THE VALIDITY OF THE REMAINDER, WHICH SHALL REMAIN VALID AND ENFORCEABLE ACCORDING TO THEIR TERMS.
Green Dot provides the Service purely as a convenience to you and for information purposes only. A Mobile Alert does not constitute a record for the Card to which it pertains. Green Dot does not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your Card. The Service does not free you from the responsibility of safeguarding the physical security and authorized use of your Card.
Green Dot reserves the right to suspend, terminate, modify and/or begin charging for the Service without liability at any time without prior notice to you.
Subscription to the Service confirms that you have read, understood and agree to the above terms and conditions, as well as to the Cardholder Agreement These terms and conditions to do not supersede or modify the Cardholder Agreement.
The Service is available on these US carriers only: AT&T, Sprint, Nextel, Verizon Wireless, U.S. Cellular, T-Mobile, Cellular One Dobson, Cincinnati Bell, Alltel, Virgin Mobile USA, Cellular South, Unicel, Centennial, Ntelos.
Green Dot E-Mail Alerts Terms And Conditions
The Service allows you to request and receive E-mail Alert messages about your Card. We send E-mail Alerts to you based upon the instructions you provide to us. These instructions include your correct email address(es). Your instructions are neither reviewed nor verified by Green Dot prior to or following activation of the Service. You hereby acknowledge and accept that each E-mail Alert may be sent to you without being encrypted and may include your name and information pertaining to your Card.
It is your responsibility to ensure the security of your e-mail account. You are solely responsible for any fees imposed of any kind whatsoever by your Internet service provider.
You acknowledge and agree that your receipt of any E-mail Alert may be delayed or prevented by factor(s) outside of Green Dot’s control, including factors affecting your Internet service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each E-mail Alert. The Service is subject to transmission limitations and service interruptions. You agree to indemnify, defend and hold Green Dot and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an E-mail Alert; inaccurate or incomplete content in an E-mail Alert; your reliance on or use of the information provided in an E-mail Alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your Card disclosed in the E-mail Alerts by accessing your e-mail account. THE RELEASED PARTIES DISCLAIM ANY RESPONSIBILITY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICE. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND YOU ACKNOWLEDGE USE OF THE SERVICE IS AT YOUR SOLE RISK. THE RELEASED PARTIES DISCLAIM ANY AND ALL LIABILITY FOR THE SERVICE UNDER ANY CAUSE OF ACTION. IF ANY PART OF THESE TERMS AND CONDITIONS ARE FOUND VOID AND UNENFORCEABLE, IT WILL NOT AFFECT THE VALIDITY OF THE REMAINDER, WHICH SHALL REMAIN VALID AND ENFORCEABLE ACCORDING TO THEIR TERMS.
Green Dot provides the Service purely as a convenience to you and for information purposes only. An E-mail Alert does not constitute a record for the Card to which it pertains. Green Dot does not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your Card. The Service does not free you from the responsibility of safeguarding the physical security and authorized use of your Card.
Green Dot reserves the right to suspend, terminate, modify and/or begin charging for the Service without liability at any time without prior notice to you.
You are required to create login credentials online at the Green Dot website prior to using the Mobile App. The login credentials you establish online at the Green Dot website are used to login to the Mobile App.
The Mobile App allows you to view information about your Card account, such as Card balance and transaction history. The Mobile App also allows you to add money to your Card using a MoneyPak. See “ATM and Reload Locations” below to find out how you can find a MoneyPak retailer near you.
The Card balance shown by the Mobile App may differ from your records because it may not include transactions in process, outstanding authorizations, or other items. If you think there is an error in your Card account information, you must telephone or write to us as soon as possible. For instructions about what to do and how to contact us in case of errors or questions on your Card transactions, please refer to your Cardholder Agreement (also available on the Green Dot website). It is important that you access your Card information from time to time to ensure that no unauthorized transactions have occurred in your Card account. For additional transaction history information, you should access your Card account information online at the Green Dot website.ATM and Reload Locations.
The locator features of the Mobile App allow you to find ATMs and reload locations where you can purchase a MoneyPak to reload your Card. These features are dependent on your wireless service and coverage within the area in which you are located at the time you access the Mobile App. The locator features may not be available in all areas. Actual distance between your present location and nearest ATM and/or reload location provided by the locator features will vary depending on the area in which you are located (i.e., more locations will be provided if you are located in or near a city versus a rural location).Fees.
- You are required to use the login credentials established during activation to use the Mobile App. Login credentials are not stored on the Device. Also, Device information (including UDID and your mobile number) may be collected and utilized during installation and use of the Mobile App.
- Use and Sharing: Green Dot reserves the right to use login credentials (and location information if you choose to use a Mobile App location-based service): (i) for the specific purpose for which such information was provided; (ii) as disclosed at the time such information is provided; and/or (iii) as disclosed in this Privacy section. Finally, Green Dot may disclose login credentials (and location information if you choose to use a Mobile App location-based service) in order to: (i) comply with applicable laws; (ii) respond to governmental inquiries; (iii) comply with valid legal process; and (iv) protect our rights or property, the Mobile App and/or other users of this Mobile App.
- Third Party Agents: We may employ third parties to perform services on our behalf, such as administering the Mobile App. Such third parties will have access to login credentials (and your location information if you choose to use a Mobile App location-based service) only to the extent necessary to perform their services, but will not be permitted to use it for any other purpose.
- Security: Protecting the security of your information is very important to us. When you transmit login credentials from your Device to our servers, your information is protected by both a “firewall” (a combination of computer hardware and software that helps keep unauthorized visitors from accessing information within our computer network) and industry standard SSL (secure socket layer) encryption. Once we receive your transmission, we will take reasonable precautions to ensure its security on our third party agent’s systems. Unfortunately, no data transmission via a mobile device can be guaranteed to be 100% secure. As a result, while we strive to protect your information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us via your Device and vice versa and we cannot be responsible for the theft, destruction, or inadvertent disclosure of your information. By using the Mobile App, you acknowledge this risk when using the Mobile App.
- Transfer in Certain Circumstances: In our sole discretion, we may transfer, sell or assign information collected on and through the Mobile App, to one or more third parties, as a result of our sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation.
You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, loan, decompile, reverse engineer, disassemble, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from the Mobile App, except for the purposes expressly provided herein, without Green Dot’s prior written approval.
Unauthorized use of the Mobile App, including, but not limited to, unauthorized entry into Green Dot’s systems, misuse of passwords or misuse of any other information, is strictly prohibited. You agree that you will not access or use the Mobile App, or otherwise engage in any activities related to the Mobile App, contrary to applicable laws or regulations.
If you wish to terminate your use of the Mobile App, please delete the Mobile App according to the application delete functionality associated with your Device.
The Mobile App is available through your Device when it is within the operating range of a wireless carrier. Access to and use of the Mobile App from your Device is subject to transmission limitation, delays, or interruption due to, among other things: (i) hardware failure (such as failures of your Device, services, networks, telecommunication lines and connections, and other electronic and mechanical equipment); (ii) software failure (such as bugs, errors, viruses, incompatibility of applications, utilities or systems, unreadable codes, irregularities within particular content, or configuration problems); (iii) your wireless service availability and capacity; (iv) government or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or (v) any other cause beyond the control of Green Dot.
You acknowledge and agree that neither Green Dot will be responsible for or liable to you for: (x) for the capabilities or reliability of any equipment or software used to access the Mobile App; or (y) the unavailability of your wireless service, network delays, limitations on wireless coverage, system outages, or interruption of a wireless connection.DISCLAIMER OF WARRANTIES
THE INFORMATION, PRODUCTS AND SERVICES ON THE MOBILE APP ARE PROVIDED ON AN "AS IS," AND "AS AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF AND ACCESS TO THE MOBILE APP ARE AT YOUR SOLE RISK. NEITHER GREEN DOT WARRANTS THE INFORMATION OR SERVICES PROVIDED THEREIN OR YOUR USE OF THE MOBILE APP GENERALLY, EITHER EXPRESSLY OR IMPLIEDLY, FOR ANY PARTICULAR PURPOSE, AND EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. GREEN DOT WILL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE THAT COULD RESULT FROM INTERCEPTION BY THIRD PARTIES OF ANY INFORMATION OR SERVICES MADE AVAILABLE TO YOU VIA THE MOBILE APP. GREEN DOT DOES NOT WARRANT THAT THE MOBILE APP WILL WORK ON A DEVICE OR ACROSS THE NETWORK OF A WIRELESS SERVICE PROVIDER.
Although the information provided to you on the Mobile App is obtained or compiled from sources we believe to be reliable, Green Dot cannot and does not guarantee the accuracy, validity, timeliness or completeness, security or reliability of any information or data made available to you for any particular purpose. Neither Green Dot, nor any of its affiliates, directors, officers or employees, nor any Green Dot Licensor (as defined herein), nor any third party vendor (collectively, the “Green Dot Parties”), will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of the Mobile App, or resulting from the act or omission of any other party involved in making the Mobile App, the data contained herein or the products or services offered on the Mobile App available to you, or from any other cause relating to your access to, inability to access, or use of the Mobile App or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Green Dot or of any vendor providing software or services.
Green Dot reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on the Mobile App and to suspend and/or deny access to the Mobile App for scheduled or unscheduled maintenance, upgrades, improvements or corrections. The information and materials on the Mobile App may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and Green Dot does not undertake any obligation or responsibility to update or amend any such information. Green Dot may discontinue or change any product or service described in or offered on the Mobile App at any time.
YOU UNDERSTAND THAT THERE ARE RISKS ASSOCIATED WITH USING A DEVICE, INCLUDING MOBILE APPLICATIONS ON A DEVICE, AND THAT IN THE EVENT OF THEFT OR LOSS, YOUR CONFIDENTIAL INFORMATION COULD BE COMPROMISED.LIMITATION OF LIABILITY
In addition, notwithstanding anything contrary herein, although Green Dot will may take reasonable precautions to protect the Mobile App and avoid deletion, corruption or unauthorized modification or access of or to the Mobile App, and to provide the Mobile App error-free or uninterrupted, we make no representation and warranty that our efforts will be successful at all times, and we specifically disclaim all liability whatsoever with respect to our failure to protect the Mobile App or provide the Mobile App error-free or uninterrupted.PROPRIETARY RIGHTS
The Mobile App may contain components licensed from Green Dot’s licensors and content and data providers (collectively, “Green Dot Licensors”), which components may enable the Mobile App to perform certain functions. All rights in any third-party components or data, including, without limitation, all ownership rights, are reserved and remain with the respective Green Dot Licensors.INDEMNIFICATION
© 2014 Green Dot Corporation. All rights reserved.