• Stash

    Banking Services

    How a leading FinTech challenger delivers banking services to its brokerage clients

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  • CHALLENGE

    Stash wanted to create an all-in-one personal finance app that seamlessly integrates spending, saving, and investing

    SOLUTION

    • Added Stash banking account to the Stash app

    • The Stock-Back® Card that earns customers stock from Stash as they spend2

    • Full array of features such as mobile deposit, saving goals, early direct deposit, and more

Mobile banking

Mobile Banking

Transfer, manage, and budget cash all in one app

Integrated Banking

Integrated Banking

Instant transfers between investment and bank accounts1

Card access in seconds

Card Access in Seconds

Branded virtual and physical debit cards

Early Payday

Early Payday

Get paid up to 2 days early and four days before federal benefits when they set up direct deposit

Tailored Rewards Platform

Tailored Rewards Platform

When customers swipe their Stock-Back® Card, they get small pieces of matching stock as a reward from Stash2

Nationwide ATM Access

Nationwide ATM Access

Thousands of fee-free ATMs around the country3

Cash deposits

Cash Deposits 

Seamless cash deposits at retailers nationwide4

Budget your money

Budget your money

Customers can create sub-accounts tailored to their goals5

Mobile cheque deposit

Mobile Check Deposit

Easy to use mobile check deposit6

Digital wallet

Digital Wallet 

Integration with secure digital payment solutions

Identity Verification

Identity Verification

Fast identity verification in a few seconds

Bill Pay

Bill Pay 

Pay bills and send checks automatically and on a recurring basis

Mobile banking

Mobile Banking

Enable self-directed customer tools and service

Integrated Banking

Integrated Banking

Partner-specific banking experience with integrated banking services

Card access in seconds

Card Access in Seconds

Issue virtual cards to eligible customers that can be used anywhere Visa or MasterCard debit is accepted online

Early Payday

Early Payday

Drive customer loyalty with an opportunity for an earlier payday not offered by the big banks 

Tailored Rewards Platform

Tailored Rewards Platform

Rewards platform enabling partners to deliver benefits for accountholders to drive retention

Nationwide ATM Access

Nationwide ATM Access

Offer cash access using our nationwide ATM networks and ATM locator API

Cash deposits

Cash Deposits 

Enable cash deposits with more physical locations and better hours than any bank

Budget your money

Budget your money

Help customers plan for their personal financial goals

Mobile cheque deposit

Mobile Check Deposit

Transform checks into real-time digital funds

Digital wallet

Digital Wallet 

Contactless pay using digital wallet feature, no debit card necessary

Identity Verification

Identity Verification

Comprehensive program management including identity verification, risk and fraud controls

Bill Pay

Bill Pay 

Enable customers to pay bills how and when they want

Want To Bring Fintech Banking Solutions To Your Brand?

Want To Bring Fintech Banking Solutions To Your Brand?

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1Availability of instant money transfers may be subject to limitations. Money can be moved via instant money transfer between your personal portfolio and your Stash banking account.

2All rewards earned through use of the Stash Visa Debit card (Stock-Back® Card) will be fulfilled by Stash Investments LLC. Rewards will go to your Stash personal investment account, which is not FDIC insured. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. Stash Stock-Back® Rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates.

3Fee-free ATM access applied to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the ATM owner or bank may charge. 

4Fee and limits apply. See Deposit Account Agreement for details. 

5Money moved into a partition must be moved back to the bank account available balance to be used and does not earn interest.

6Enrollment qualifications and limits may apply.

Bank Account Services provided by and Stash Visa Debit Card (Stock-Back® Card) issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

This content is for informational purposes only. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.

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The MasterCard Card is issued by Green Dot Bank pursuant to a license from MasterCard International Incorporated. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A Inc. Green Dot Corporation is a member service provider for Green Dot Bank, Member FDIC. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Visa is a registered trademark of Visa International Service Association. Green Dot is a registered trademark of Green Dot Corporation. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.

rapid! PayCard® Visa® Payroll Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC. The rapid! PayCard® MasterCard® is issued by MetaBank®, Member FDIC, pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Refund Transfers are deposit products that enable certain deductions from the account to be processed. Refund Transfers are not loans. Tax refund and e-filing are required in order to receive Refund Transfer. Fees apply. Terms and conditions are subject to change without notice. Ask your preparer about other IRS e-file options, some of which are provided at no additional cost.

The Refund Advance is an optional tax-refund related loan (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

Must opt-in by December 31 to qualify for Pre Season Funds and rapid! Disbursements. Advance is subject to approval. Must be enrolled in Standard Refund Transfer program to qualify; all discount programs offered through TPG are excluded from this program. Advances provided by Green Dot Bank, Member FDIC. Check with transmitter for availability.

Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.

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