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Banking Services
How a leading FinTech challenger delivers banking services to its brokerage clients
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CHALLENGE
Stash wanted to create an all-in-one personal finance app that seamlessly integrates spending, saving, and investing
SOLUTION
Added Stash banking account to the Stash app
The Stock-Back® Card that earns customers stock from Stash as they spend2
Full array of features such as mobile deposit, saving goals, early direct deposit, and more
- CONSUMER BENEFITS
- BUSINESS BENEFITS
Mobile Banking
Transfer, manage, and budget cash all in one app
Integrated Banking
Instant transfers between investment and bank accounts1
Card Access in Seconds
Branded virtual and physical debit cards
Early Payday
Get paid up to 2 days early and four days before federal benefits when they set up direct deposit
Tailored Rewards Platform
When customers swipe their Stock-Back® Card, they get small pieces of matching stock as a reward from Stash2
Nationwide ATM Access
Thousands of fee-free ATMs around the country3
Cash Deposits
Seamless cash deposits at retailers nationwide4
Budget your money
Customers can create sub-accounts tailored to their goals5
Mobile Check Deposit
Easy to use mobile check deposit6
Digital Wallet
Integration with secure digital payment solutions
Identity Verification
Fast identity verification in a few seconds
Bill Pay
Pay bills and send checks automatically and on a recurring basis
Digital Money Movements
Send and request money to friends and family money with their balance
Card Access in Seconds
It’s quick and easy to open an account online and get a virtual card
Integrated Banking
Transfer funds from debit cards and add funds to any external bank account
Identity Verification
Hear back in seconds and nearly everyone qualifies with successful identity verification
Tailored Rewards Platform
Receive third party disbursements from linked credit card rewards programs
Mobile Banking
Enable self-directed customer tools and service
Integrated Banking
Partner-specific banking experience with integrated banking services
Card Access in Seconds
Issue virtual cards to eligible customers that can be used anywhere Visa or MasterCard debit is accepted online
Card Access in Seconds
Issue virtual cards in your digital wallet
Identity Verification
Comprehensive program management including identity verification, risk and customer service
Early Payday
Drive customer loyalty with an opportunity for an earlier payday not offered by the big banks
Tailored Rewards Platform
Rewards platform enabling partners to deliver benefits for accountholders to drive retention
Nationwide ATM Access
Offer cash access using our nationwide ATM networks and ATM locator API
Card Access in Seconds
Issue virtual cards in your digital wallet
Identity Verification
Comprehensive program management including identity verification, risk and customer service
Cash Deposits
Enable cash deposits with more physical locations and better hours than any bank
Budget your money
Help customers plan for their personal financial goals
Mobile Check Deposit
Transform checks into real-time digital funds
Card Access in Seconds
Issue virtual cards in your digital wallet
Identity Verification
Comprehensive program management including identity verification, risk and customer service
Digital Wallet
Contactless pay using digital wallet feature, no debit card necessary
Identity Verification
Comprehensive program management including identity verification, risk and fraud controls
Bill Pay
Enable customers to pay bills how and when they want
Digital Money Movements
APIs enabling digital money movement to and from multiple accounts
Card Access in Seconds
Issue virtual cards in your digital wallet
Integrated Banking
Partner-specific banking experience integrating banking services into the customer experience with no app to download
Identity Verification
Comprehensive program management including identity verification, risk and customer service
Tailored Rewards Platform
Rewards platform enabling partners to deliver benefits designed for their customers customize to drive retention
Want To Bring Fintech Banking Solutions To Your Brand?
Want To Bring Fintech Banking Solutions To Your Brand?
1Availability of instant money transfers may be subject to limitations. Money can be moved via instant money transfer between your personal portfolio and your Stash banking account.
2All rewards earned through use of the Stash Visa Debit card (Stock-Back® Card) will be fulfilled by Stash Investments LLC. Rewards will go to your Stash personal investment account, which is not FDIC insured. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. Stash Stock-Back® Rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates.
3Fee-free ATM access applied to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the ATM owner or bank may charge.
4Fee and limits apply. See Deposit Account Agreement for details.
5Money moved into a partition must be moved back to the bank account available balance to be used and does not earn interest.
6Enrollment qualifications and limits may apply.
Bank Account Services provided by and Stash Visa Debit Card (Stock-Back® Card) issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
This content is for informational purposes only. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.