Build your credit with a secured credit card

Green Dot Platinum Visa Credit Card

Build your credit with a secured credit card

Looking to increase your credit score and build credit?
Start building or rebuilding your credit with the Green Dot Platinum Visa® Credit Card—a credit card funded by your initial deposit. With on-time payments and responsible use, you could see your credit score improve.

What is a Secured Credit Card

A secured credit card works like a traditional credit card except that you provide a security deposit, up to your approved credit limit, as collateral for your credit card account.

More reasons to love this choice

Have control over your credit limit

Whether you put down $200 or $5000, your credit limit is equal to the amount of the refundable security deposit.

A real credit card

Not a prepaid or debit card — spend within your credit limit, then pay your balance monthly, just like a regular credit card.  Use everywhere Visa Credit is accepted in the U.S.

Good credit is not required

Relax, good credit or a bank account is not needed to get a card.  And, since there’s no credit check, there’s no effect on your credit when you apply.

Build credit over time

Be sure to make on-time payments and keep your card balance low. Your payment and usage history gets reported to the three major credit bureaus, which can help you build a positive credit file over time.

Make your security deposit and monthly payments online for free or at thousands of retailers nationwide for $4.95.

Limits apply. See terms and conditions for more information.

APR for purchases and cash advances 19.99%
Annual Fee $39
Minimum Deposit $200
Credit Limit $200 - $5,000 up to the amount of your security deposit
Woman with children

Getting started is easy:

  1. Fill out an application
  2. If approved, make a security deposit online with a debit card—free of charge. Or, wait for your card to arrive in the mail then make a security deposit with cash at any participating retail store for just $4.95.
  3. Now, use your card everywhere Visa Credit is accepted in the U.S.
  4. Making Payments is easy:


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