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Can I opt out of overdraft protection at any time?

Yes. You can opt out at any time by logging in to the Green Dot app or Green Dot.com and navigating to Overdraft Coverage. However, any pending purchase transactions may still take the account below $0 and result in an overdraft fee.

No overdraft fee will be assessed in connection with any overdraft transaction if your account is returned to a $0 or positive balance within 24 hours of authorization of the first transaction greater than $5 that overdraws your account by more than $10.

Payment of a transaction that overdrafts your account is solely at our discretion. Account must be in good standing and debit card activated to be eligible. Overdraft fees may not count towards overdraft protection limit and may cause account to be overdrawn by amount greater than overdraft protection limits specified above.

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