GETTING STARTED IS FAST AND EASY
Order your card online
Fill out a quick profile and we’ll check to see if you’re approved for a card. If you’re approved, we’ll tell you what your maximum credit limit is and mail the card to your home at no cost.
Make a security deposit at a retail store or by mail
When your card arrives, make a minimum security deposit of $200, up to your approved credit line. Your credit line will be equal to the dollar amount of your security deposit.
To make your deposit, go to any participating retail chain such as 7-Eleven, CVS, Dollar General, Rite Aid, Walgreens and Walmart. Bring your card and cash to the cashier and they will swipe your card to load the cash for $4.95 or less. For retailers excluding Walmart, a $500 deposit limit per transaction applies.
You can also mail your deposit by check at no extra charge. Mailing a deposit by check will take an extra 10 days to process, which means you'll need to wait longer in order to use your card.
Manage your account while enjoying your card
Enjoy using your card everywhere Visa® is accepted, including outside of the US. Keep track of your spending and make on-time payments with our easy-to-use online bill pay.
Build credit over time
Your payment history gets reported to the three major credit bureaus, so making on-time and in-full payments can help you build credit over time. Just keep in mind that missing payments or overspending on the card can also damage your credit history. You must use your card responsibly to build your credit.
WON’T IMPACT YOUR CREDIT SCORE.
GREEN DOT PLATINUM VISA
ANNUAL FEE $39
MINIMUM DEPOSIT $200
CREDIT LIMIT $200 - $1,000
Up to the amount of your security deposit
HOW IS A SECURED CREDIT CARD DIFFERENT FROM A PREPAID CARD?
A secured card and a prepaid card may appear to work in similar ways, but there are differences you should know about.
SECURED CREDIT CARD
- You can build credit with responsive use.
- Your security deposit will set a credit line of equal dollar amount. Making a purchase on the card won't decrease your deposit.
- When you spend on the card, you must make payments on the amount that you charged.
- Offers a line of credit.
- You do not build credit.
- You can load the card with cash. Making a purchase on the card will decrease your load amount.
- You don't need to make payments, as you are spending down the amount that's on the card.
- No line of credit.