Pay As You Go Visa® Debit Card FAQs

  • The fee schedule below describes the fees associated with our accounts and services. We may offer additional products, services and features from time to time, and the fees for those offerings will be disclosed to you at the time they are offered. In addition to the fees listed below, there are some situations where a third party may charge additional fees. For example, when you use an ATM, you may be charged a fee by the ATM operator in addition to our fee.

    FEATURES SIMPLE FEES
    Purchase Price $3.95
    Monthly Charge $0.00 
    Per Use Fee $1.50 
    Deposit Cash Using the Green Dot App $4.95 
    ATM Withdrawal* $3.00 per transaction
    Balance Inquiry at ATMs* $0.50 
    Teller Cash Withdrawal Fee $3.00 per transaction
    Replacement Card (for Lost, Stolen, or Damaged Card) $5.00 
    Foreign Transaction Fee** 3% of total transaction amount
    Inactivity Fee*** $9.95 
    Paper Check Fee $5.95 for a pack of 12 checks
    Direct Deposit No fee for direct deposit

    *You may also be charged a fee by the ATM operator in addition to our fee (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
    **This fee is in addition to any other fee that may apply to your transaction. Please note use of your debit card outside of the U.S. may be limited; See your Account Agreement for more information.
    ***A one-time fee of $9.95 is assessed 90 days after purchase with no registration. A one-time fee of $9.95 is also assessed after 90 days of inactivity once registered. Except as otherwise required by law (Alaska, Maryland, Nevada, & New Jersey).

    The Green Dot Pay As You Go Visa® Debit Card is an easy way to shop, pay bills or set aside money for occasions. There are no monthly, overdraft or penalty fees of any kind. Sending money to another Green Dot account and taking cash off your card with purchases is free and you can link your new Pay As You Go Visa® Debit Card to your mobile wallets. Plus, stay on top of your account with 24/7 access and account alerts.

  • No, a Pay As You Go Visa® Debit Card can’t help improve your credit because the account does not have a credit line attached to it like a credit card. But a Pay As You Go Visa® Debit Card from Green Dot can be very helpful with shopping, paying bills and overall money management.

  • The card you purchased at a store is a temporary card and is not personalized with your name nor has your address associated with the account. When you register your card, a new card personalized with your name will be sent in the mail. Registration is required to make in-store purchases, and you will need a registered card so a merchant can match your name and address to the account to complete an online transaction. Registration, online access and mobile number is required if you want to access additional features the account offers such as mobile check deposits, online bill pay and access to ATMs.

  • Depositing cash to your Green Dot account has never been easier! With the Green Dot Pay As You Go Visa® Debit Card you can make quick deposits to your account using the Green Dot app at participating retailers. Or simply make cash deposits at the register of 90K+ retailers nationwide. You can also have family or friends add cash to your account using MoneyPak® - learn more here.

    Log into the app and click “Deposit” or Visit GreenDot.com/Deposit for all the ways you can continue deposit cash to your account including bank transfers and mobile check deposits.

  • You can send money to anyone in the U.S. with a Green Dot card as long as you have a valid email address or mobile phone number for the recipient.

    1. Log in and navigate to Pay, then select Send Money.

    2. Enter the recipient’s name, email address or mobile phone number, memo, and the amount to send.

    3. Hit “Next” to review the information before selecting “Send Money” to complete the transaction.

  • After registering your Green Dot Pay As You Go Visa® Debit Card and setting up direct deposit, you may be eligible to receive your pay up to 2 days early or government benefits up to 4 days before benefits day (subject to deposit verification and depending on your payment provider’s process and timing).

    Some employers and benefits providers send payment instructions ahead of the actual payday. If they do, we’ll credit the amount to your account when we receive payment instructions (instead of waiting for the actual payday) so you can enjoy your money sooner. However, it’s important to note that if and how early your deposit can be posted to your account is completely dependent on when the employer or benefits provider sends us the payment instructions and fraud restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your Green Dot account exactly. Green Dot will not be able to deposit your payment if we are unable to match recipients.

  • Your Green Dot debit card can be used as either a debit or credit transaction. Debit transactions will require a Personal Identification Number (PIN), so only use this option if you already have a PIN set up.

  • Upon successful completion of registration of your Pay As You Go Visa® Debit Card, you can use your card to make purchases everywhere Visa® debit is accepted in the U.S.

  • The Green Dot Money Vault is a FREE feature that allows you to set aside cash for a rainy day or a specific goal. Use it to stash cash for safe keeping, emergencies, or future purchases. Money in your Vault cannot be spent on purchases or cash withdrawals. You can move funds in and out of your Vault to your Pay As You Go Visa® Debit account balance as often as you like, subject to security limits. There are no additional fees to use the Vault, but money in your Vault does not earn interest.

  • Your Pay As You Go Visa® Debit Card comes with a variety of mobile banking features including mobile check deposit, online bill pay, free cash deposits using the Green Dot app and sending money to another Green Dot card. Set up your new Pay As You Go Visa® Debit Card on your phone to use with Apple Pay, Google Pay, Android Pay or Samsung Pay so you can “tap and spend” (where mobile payments are accepted) and also easily make mobile purchases (where Apple Pay, Android Pay, Google Pay or Samsung Pay are accepted). Of course, you can always use your physical Pay As You Go Visa® Debit Card at stores and ATMs where Visa® Debit is accepted!

  • Introducing the new Pay As You Go Visa® Debit Card that offers you easy solutions, flexibility and the convenience of no monthly or overdraft fees. This card is more than a debit card – it’s an account that gives you extra spending freedom to indulge your favorite activities from shopping online to budgeting for different expenses, all without a monthly maintenance fee. When you register your card, you will be able to shop plus have access to a full-featured bank account with no bank transfer fees, paying for purchases with your mobile wallet, convenient cash deposits using the app, and the ability to set aside money with our Vault feature.

  • The fee schedule below describes the fees associated with our accounts and services. We may offer additional products, services and features from time to time, and the fees for those offerings will be disclosed to you at the time they are offered. In addition to the fees listed below, there are some situations where a third party may charge additional fees. For example, when you use an ATM, you may be charged a fee by the ATM operator in addition to our fee.

    FEATURES SIMPLE FEES
    Purchase Price $3.95
    Monthly Charge $0.00 
    Per Use Fee $1.50 
    Deposit Cash Using the Green Dot App $4.95 
    ATM Withdrawal* $3.00 per transaction
    Balance Inquiry at ATMs* $0.50 
    Teller Cash Withdrawal Fee $3.00 per transaction
    Replacement Card (for Lost, Stolen, or Damaged Card) $5.00 
    Foreign Transaction Fee** 3% of total transaction amount
    Inactivity Fee*** $9.95 
    Paper Check Fee $5.95 for a pack of 12 checks
    Direct Deposit No fee for direct deposit

    *You may also be charged a fee by the ATM operator in addition to our fee (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
    **This fee is in addition to any other fee that may apply to your transaction. Please note use of your debit card outside of the U.S. may be limited; See your Account Agreement for more information.
    ***A one-time fee of $9.95 is assessed 90 days after purchase with no registration. A one-time fee of $9.95 is also assessed after 90 days of inactivity once registered. Except as otherwise required by law (Alaska, Maryland, Nevada, & New Jersey).

    The Green Dot Pay As You Go Visa® Debit Card is an easy way to shop, pay bills or set aside money for occasions. There are no monthly, overdraft or penalty fees of any kind. Sending money to another Green Dot account and taking cash off your card with purchases is free and you can link your new Pay As You Go Visa® Debit Card to your mobile wallets. Plus, stay on top of your account with 24/7 access and account alerts.

  • No, a Pay As You Go Visa® Debit Card can’t help improve your credit because the account does not have a credit line attached to it like a credit card. But a Pay As You Go Visa® Debit Card from Green Dot can be very helpful with shopping, paying bills and overall money management.

  • The card you purchased at a store is a temporary card and is not personalized with your name nor has your address associated with the account. When you register your card, a new card personalized with your name will be sent in the mail. Registration is required to make in-store purchases, and you will need a registered card so a merchant can match your name and address to the account to complete an online transaction. Registration, online access and mobile number is required if you want to access additional features the account offers such as mobile check deposits, online bill pay and access to ATMs.

  • Depositing cash to your Green Dot account has never been easier! With the Green Dot Pay As You Go Visa® Debit Card you can make quick deposits to your account using the Green Dot app at participating retailers. Or simply make cash deposits at the register of 90K+ retailers nationwide. You can also have family or friends add cash to your account using MoneyPak® - learn more here.

    Log into the app and click “Deposit” or Visit GreenDot.com/Deposit for all the ways you can continue deposit cash to your account including bank transfers and mobile check deposits.

  • You can send money to anyone in the U.S. with a Green Dot card as long as you have a valid email address or mobile phone number for the recipient.

    1. Log in and navigate to Pay, then select Send Money.

    2. Enter the recipient’s name, email address or mobile phone number, memo, and the amount to send.

    3. Hit “Next” to review the information before selecting “Send Money” to complete the transaction.

  • After registering your Green Dot Pay As You Go Visa® Debit Card and setting up direct deposit, you may be eligible to receive your pay up to 2 days early or government benefits up to 4 days before benefits day (subject to deposit verification and depending on your payment provider’s process and timing).

    Some employers and benefits providers send payment instructions ahead of the actual payday. If they do, we’ll credit the amount to your account when we receive payment instructions (instead of waiting for the actual payday) so you can enjoy your money sooner. However, it’s important to note that if and how early your deposit can be posted to your account is completely dependent on when the employer or benefits provider sends us the payment instructions and fraud restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your Green Dot account exactly. Green Dot will not be able to deposit your payment if we are unable to match recipients.

  • Your Green Dot debit card can be used as either a debit or credit transaction. Debit transactions will require a Personal Identification Number (PIN), so only use this option if you already have a PIN set up.

  • Upon successful completion of registration of your Pay As You Go Visa® Debit Card, you can use your card to make purchases everywhere Visa® debit is accepted in the U.S.

  • The Green Dot Money Vault is a FREE feature that allows you to set aside cash for a rainy day or a specific goal. Use it to stash cash for safe keeping, emergencies, or future purchases. Money in your Vault cannot be spent on purchases or cash withdrawals. You can move funds in and out of your Vault to your Pay As You Go Visa® Debit account balance as often as you like, subject to security limits. There are no additional fees to use the Vault, but money in your Vault does not earn interest.

  • Your Pay As You Go Visa® Debit Card comes with a variety of mobile banking features including mobile check deposit, online bill pay, free cash deposits using the Green Dot app and sending money to another Green Dot card. Set up your new Pay As You Go Visa® Debit Card on your phone to use with Apple Pay, Google Pay, Android Pay or Samsung Pay so you can “tap and spend” (where mobile payments are accepted) and also easily make mobile purchases (where Apple Pay, Android Pay, Google Pay or Samsung Pay are accepted). Of course, you can always use your physical Pay As You Go Visa® Debit Card at stores and ATMs where Visa® Debit is accepted!

  • Introducing the new Pay As You Go Visa® Debit Card that offers you easy solutions, flexibility and the convenience of no monthly or overdraft fees. This card is more than a debit card – it’s an account that gives you extra spending freedom to indulge your favorite activities from shopping online to budgeting for different expenses, all without a monthly maintenance fee. When you register your card, you will be able to shop plus have access to a full-featured bank account with no bank transfer fees, paying for purchases with your mobile wallet, convenient cash deposits using the app, and the ability to set aside money with our Vault feature.