Introducing the Unlimited Cash Back Bank Account by Green Dot Bank, Member FDIC...It’s the bank account that comes with the richest debit card in America. With this bank account, you can earn 2% cash back on qualifying online and mobile purchases plus earn 2% interest (APY) on money in the High-Yield Savings Account up to a $10,000 balance – that’s an Annual Percentage Yield 20x higher than the national average! *
You will also enjoy*:
- No bank transfer fees. Plus, there are ways to get other fees waived (see below for details).
- Free cash deposits using the Green Dot app at participating retailers.
- Free in-network ATMs nationwide.
- Early payday with ASAP Direct Deposit™.
*Comparison as of June 2020.
Claim the cash back bonus after 12 months of use and your account being in good standing.
Interest paid on money in Savings Account every 12 months based on the average daily balance of the prior 365 days, up to a maximum balance of $10,000. Annual Percentage Yields (APYs) are accurate as of 6/2/20 and may change before or after you open an account. See Account Agreement for fees, terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of May 11, 2020. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
Free cash deposit using our app at participating retailers. See App for free ATM locations. Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your Green Dot account exactly. We will not be able to deposit your payment if we are unable to match recipients.