Designed with protection in mind

Keep your money protected and your information secure for that extra peace of mind.

Protect your money

Unlock overdraft protection up to $200

Set up eligible direct deposits then opt-in to get covered for every purchase.*

Most banks average $34-35 per overdraft. On average, the Green Dot overdraft fee is half of what other banks charge.*

In fact, the majority of Green Dot customers don't pay a fee as they repay the overdraft within 24 hours!*

Already have direct deposit?  Log in to your account to opt-in to overdraft protection.

How it works

1

Set up and receive eligible direct deposits.

2

Opt in for overdraft protection.

3

You’ll have 24-hours to bring your balance to at least $0 to avoid a fee.

Want to learn more?

Want to learn more?

See our overdraft protection FAQs

Chip-enabled card for added protection

The chip-enabled card makes the information on your card more difficult to steal – adding another level of security to your transactions.

Insert the chip-enabled card at the register everywhere debit cards are accepted in the U.S.

Want to learn more?

See our EMV chip protection FAQs

Stay in the know wherever you go when you set up account alerts*

Just text"Bal Last4" to 43411 where Last4 is the last 4 digits of your card number to get your balance. You can also stay on top of your account by selecting which alerts you would like to receive, and we’ll send you notifications via text or email.

Direct deposit posted

Direct deposit posted

Any time a direct deposit posts to your account

Daily balance

Daily balance

Your daily account balance

Balance lower than $25

Balance lower than $25

Any time your balance falls below $25

Purchase greater than $1

Purchase greater than $1

Any time a purchase of more than $1 is made

Gas purchase greater than $25

Gas purchase greater than $25

Any time a gas purchase of more than $25 is made

Want to learn more?

Want to learn more?

See our account alerts FAQs

Lock/Unlock feature*

Misplaced your card? Protect your account by locking your card using the app to temporarily prevent fraudulent new purchases.

Purchase greater than $1

Lock

Use the toggle button to LOCK your card.

Gas purchase greater than $25

Unlock

When you find your card, UNLOCK to restore your card instantly.

Get the app

Apple storePlay store

When you Lock your account, withdrawals and purchases conducted using your card will not be authorized until you unlock your card. Some activity will continue, including your monthly fee, if applicable, debit transactions that were authorized before you Locked your account, transactions crediting funds to your account, ACH debit transactions conducted using your account and routing numbers, recurring bill payments, mobile check deposit, and cash deposits.

Want to learn more?

Want to learn more?

See our lock/unlock FAQs

We are a Member FDIC bank

We are a Member FDIC bank

22 years providing innovative solutions

Managed 67 million accounts to date

Partnered with and trusted by some of the world’s largest brands including Amazon, Intuit®, and Walmart

FDIC-insured up to $250,000*

Banking products and services offered in over 90,000 retail stores nationwide