Plus 3% annual interest, free deposits using the app, free ATMs and more!

Unlimited Cash Back Bank Account Visa Debit Card by Green Dot


Plus 3% annual interest, free deposits using the app, free ATMs and more!

You could be missing out on hundreds in cash back and interest with the richest cash back card in America!

The Unlimited Cash Back Bank Account gives you the best value:

  • 3% unlimited cash back on online and in-app purchases1
  • Savings account that pays 3% annual interest—one of the highest rates in America!2
  • Free cash deposits using the app and free in-network ATMs

More reasons to love this choice

Free cash deposits

Using the app at select retailers. See details below.

Get your pay up to 2 days before your payday3

With free ASAP Direct Deposit™, you can stop waiting for Friday and make payday Wednesday.

Free ATMs

See app for free ATM locations.

No overdraft fees, ever4

No minimum balance requirement and no overdraft fees. No bounced check fees either.

Waive your monthly fee

No monthly fee in any month you spend at least $1000.*

How it works

Unlimited Cash Back

Every time you make an online or in-app purchase using your Unlimited Cash Back Bank Account Visa® Debit Card, Green Dot Bank will pay you a 3% Cash Back Bonus on the amount you spent.

Then, each year, you can access all that cash back and use it however you want! Save it for a rainy day or buy something special. It’s your choice.

There’s no limit to how much you can save up in Cash Back Bonus money. It’s just based on how much you spend online and with apps. That’s why we call it the “Unlimited Cash Back Bank Account!”

The only rules to get access to your annual Cash Back Bonus are that you need to use your account for at least 12 months and have a positive balance at that time.

Free reloads

Deposit cash for free using the Green Dot app at participating retailers nationwide! Simply touch the Deposit tab in the app and select "Deposit Cash using the Green Dot App." Then, follow the simple directions. It's easy to use, and all cash deposits to your account are free when you deposit cash using the app at participating retailers.

Save up money in the Green Dot Bank High-Yield Savings Account!

When you open your Unlimited Cash Back Bank Account you also get exclusive access to a free High-Yield Savings Account. Earn 3% Annual Percentage Yield on all the money you save—higher than what many banks pay in annual interest.2

This account allows you to set aside cash for things like a family vacation or even that new car you've had your eye on. You can move money to or from your High-Yield Savings Account at any time. This FDIC-insured savings account allows you to save up like crazy for your future! Download the app to start saving!

Our fee schedule describes the fees associated with our accounts and services. We may offer additional products, services, and features from time to time, and the fees for those offerings will be disclosed to you at the time they are offered. In addition to the fees listed, there are some situations where a third party may charge additional fees. For example, when you use an ATM outside of our network, you may be charged a fee by the ATM operator in addition to our fee.


Purchase price of an Unlimited account online $0.00
Monthly Charge $7.95. Waived when you spend $1,000 or more using your Card in the previous monthly period.*
Deposit Cash Using the Green Dot App Free
In Network ATM Withdrawal Free
Out of Network ATM Withdrawal** $3.00 per transaction
Out of Network Balance Inquiry at ATMs** $0.50
Teller Cash Withdrawal Fee $3.00 per transaction
Replacement Card (for Lost, Stolen or Damaged Card) $5.00
Foreign Transaction Fee*** 3% of total transaction amount
Paper Check Fee $5.95 for pack of 12 checks
Direct Deposit No fee for direct deposit

* Your Monthly Fee will be waived if you spend $1,000 or more using your Card in the previous monthly period (excluding ATM and teller cash withdrawals, payments conducted at www.greendot.com or via our mobile app (such as bill payments), check or ACH payments, funds transfers to another account, quasi-cash transactions (i.e., the purchase of items that convert to or substitute for cash, such as money orders, travelers checks, casino chips, etc.), and purchases of gift or prepaid cards).

** You may also be charged a fee by the ATM operator in addition to our fee (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

*** This fee is in addition to any other fee that may apply to your transaction. Please note use of your debit card outside of the U.S. may be limited; see Section 6 for more information.


  1. Cash back is earned on qualifying purchases made online or using an app. The Cash Back Bonus cannot be used for purchases or cash withdrawals until redeemed. Claim the Cash Back Bonus every 12 months of use and your account being in good standing. See Account Agreement for fees, limits and exclusions.
  2. Interest is paid on each anniversary based on the average daily balance of the prior 365 days, up to a maximum balance of $10,000 if the bank account is in good standing and has a positive balance. 3% Annual Percentage Yield.  Member FDIC. Annual Percentage Yields (APYs) are accurate as of 07/16/2019. See Account Agreement at GreenDot.com for terms and conditions.
  3. Timing depends on deposit verification and when we get notice from your employer or benefits provider, and may vary from pay period to pay period. But when we get it, you’ll get it.
  4. Other fees may apply.


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