If you misplace your card, simply lock your card to temporarily prevent new purchases to your card. Any purchases or withdrawals will not be authorized.
Some activity will continue to be allowed such as debit transactions that you authorized before you locked your account, monthly maintenance fees, transactions crediting your account, ACH debit transactions that use your account and routing number (i.e. Direct Deposit), recurring bill payments, mobile check deposit, and person-to-person transfers. Some of these ongoing transactions may take the account negative.
You can also continue to add cash to your card using the app or at the register of retailers nationwide, and you’ll be able to transfer money from your account balance to your Money Vault or High-Yield Savings Account.