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What are Green Dot accounts and debit cards used for?

Green Dot bank accounts and debit cards are a powerful way to manage your money and make it easy to do things like:

  • Shop online or in-store everywhere Visa® Debit is accepted in the U.S.
  • Receive your pay up to 2 days before payday or government benefits up to 4 days before benefits day with free direct deposit (subject deposit verification and  your payment provider’s process and timing).
  • Overdraft protection up to $200 with opt-in eligible direct deposits. 
  • Earn 2% cash back on online and mobile purchases with the Cash Back Visa Debit Card. 
  • Quickly send money or receive money from other Green Dot cardholders nationwide.
  • Conveniently pay bills on your schedule.
  • Set up Apple Pay, Google Pay or Samsung Pay so you can “tap to pay” (where mobile payments are accepted) and also easily make mobile purchases (where Apple Pay, Google Pay or Samsung Pay are accepted). 

Fees and limits apply to above features. Personalized card required.

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* When on a desktop, hover over * to view important disclosures. When on a mobile device, tap on * to view disclosures.

Not a gift card. Must be 18 or older to purchase. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

GO2bank™ cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo® Money and Plaid, Inc. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

©2023 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.