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Product Comparison – Debit Cards​

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Greendot Visa Debit Card
Pay as You go Visa debit Card
Greendot Cash Back Visa Card
Go2Bank Visa Card

4 choices! Pick the right card for you

1

Everyday Banking – Green Dot Visa® Debit Card

Everyday Banking – Green Dot Visa® Debit Card

Everyday banking with no monthly fees1 that helps you budget and manage your money—anytime, anywhere you need it.

Greendot Visa Debit Card
2

Pay Per Use – Green Dot Pay As You Go Visa® Debit Card

Pay Per Use – Green Dot Pay As You Go Visa® Debit Card

Simply pay per use2 and still get everything you need to shop and pay your bills online.

Pay as You go Visa debit Card
3

Earn & Save – Green Dot Cash Back Visa® Debit Card

Earn & Save – Green Dot Cash Back Visa® Debit Card

Earn 2% cash back on your online and mobile purchases plus earn 2.00% APY on savings.3

Greendot Cash Back Visa Card
4

Unlimited Mobile Banking – GO2bank Visa® Debit Card

Unlimited Mobile Banking – GO2bank Visa® Debit Card

No monthly fees4, overdraft protection5 and free ATM network6. Plus, up to 7% cash back with eGift card purchases in the app7 and 4.50% APY on savings, paid quarterly on balances up to $5,000.8

Go2Bank Visa Card

Not a gift card. Must be 18 or older to purchase. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1 After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. Other card fees apply.

2 $1.50 per transaction fee. Other fees may apply.

3 Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance of savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) and 2.00% Interest Rate are accurate as of July 2024. APY and Interest Rate may change before or after you open an account. See Deposit Account Agreement at GreenDot.com for terms and conditions.

4 After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier. 

5 Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

6 See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.

7 Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants are subject to change. See Deposit Account Agreement for details.

8 Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions.

Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. 

©2024 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.

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