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Product Comparison – Savings
3 different savings options
Money Vault
Stash away cash in the Money Vault that you can access anytime.1
Money Vault
Stash away cash in the Money Vault that you can access anytime.1
4.50% APY High-Yield Savings Account
4.50% APY paid quarterly in the high-yield savings account up to $5,000.2
4.50% APY High-Yield Savings Account
4.50% APY paid quarterly in the high-yield savings account up to $5,000.2
2% APY High-Yield Savings Account
2% APY paid annually in the high-yield savings account up to $10,000.3
2% APY High-Yield Savings Account
2% APY paid annually in the high-yield savings account up to $10,000.3
Not a gift card. Must be 18 or older to purchase. Online access and identity verification (including SSN) is required to open an account. Mobile number or email address verification and mobile app are required to access all features.
1 Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.
2 Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of January 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
3 Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of January 2023. APY may change before or after you open an account. See Account Agreement at GreenDot.com for terms and conditions.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.