Log in to your account using the Green Dot app or on GreenDot.com. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions authorized prior to opting out that overdraw your account may still take the account below $0 and result in a $15 overdraft fee.
There are two ways to opt out of overdraft protection coverage: the Green Dot app or GreenDot.com
1) Green Dot app
Or
2) GreenDot.com
Note, when you opt out of overdraft protection, any purchase transactions authorized prior to opting out that overdraw your account may still result in a $15 fee.