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How do I opt out of overdraft protection?

Log in to your account using the Green Dot app or on GreenDot.com. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions authorized prior to opting out that overdraw your account may still take the account below $0 and result in a $15 overdraft fee.​

There are two ways to opt out of overdraft protection coverage: the Green Dot app or GreenDot.com

1) Green Dot app

  • Log into your account
  • Select Overdraft Protection on the home screen
  • Tap the three dots "..." in the upper right corner
  • Tap Opt Out of Overdraft Protection
  • Tap Opt Out

Or

2) GreenDot.com

  • Log into your account
  • Select the Overdraft Protection tab in the top navigation on the home screen
  • Select the three dots "..." in the upper right corner
  • Select Opt Out of Overdraft Protection
  • Select Opt Out

Note, when you opt out of overdraft protection, any purchase transactions authorized prior to opting out that overdraw your account may still result in a $15 fee.

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