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with $500 direct deposit1
After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. Other card fees apply.
with eligible direct deposit2
No monthly fee when you direct deposit your payroll or government benefits in the previously monthly period.
$1.50 per transaction fee
Free ATM network4
Limits apply. Log into the app for a map of free ATMs.
Free ATM network4
Limits apply. Log into the app for a map of free ATMs.
Overdraft protection5
Overdraft protection up to $200 with opt-in and eligible direct deposit.
Overdraft protection5
Overdraft protection up to $200 with opt-in and eligible direct deposit.
On purchases6
Earn 2% cash back on online and mobile purchases.
On eGift Cards in the app7
Earn up to 7% instant cash back when you buy eGift Cards from popular merchants. Earn 3% cash back when you buy Amazon eGift Cards in the app.
Early direct deposit8
Get your pay up to 2 days early or your government benefits up to 4 days early with early direct deposit.
Early direct deposit8
Get your pay up to 2 days early or your government benefits up to 4 days early with early direct deposit.
Savings feature
Set aside money in the Vault and access it at any time or earn interest with a High-Yield Savings Account.
Savings feature
Set aside money in the Vault and access it at any time or earn interest with a High-Yield Savings Account.
Transfer money from another debit card to your GO2bank account. Other debit card must be issued from a U.S. bank and the name on the card must match the name on your GO2bank account.
2 easy ways to add cash
Service fee and limits apply. Must be 18 or older to use this product. Funds can be deposited to any eligible, activated prepaid or bank debit card. Prepaid cards must be activated and personalized with the cardholder’s name. Check card eligibility and other requirements at MoneyPak.com.
Limits and up to $4.95 fee applies. Deposit and card balance limits apply. Keep your receipt.
Limits and up to $4.95 fee applies. Deposit and card balance limits apply. Keep your receipt.
1. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. Other card fees apply.
2. Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month.
3. $1.50 per transaction fee. Other fees may apply.
4. See app for free ATM locations. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may charge. Limits apply.
5. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection
6. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing.
7. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
8. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your account exactly or we will decline your deposit.
9. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.
10. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of October 2021. APY may change before or after you open an account. See Account Agreement for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 10/18/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of October 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 10/18/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
12. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Additional customer verification may be required. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Limits apply.
13. Active personalized card required. Subject to other bank’s restrictions and fees. Limits, qualifications, and enrollment requirements may apply.
14. Digital wallet feature not available for cards sold in Puerto Rico.
15. Active personalized card required. Limits apply.
16. Active personalized card required. Fees and limits apply to debit card transfers. See Deposit Account Agreement (PDF).
17. Funds are protected from unauthorized charges on successfully activated cards. Prompt notice is required.
18. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
19. Message and data rates may apply.
20. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
21. Limits and fees apply. See app for participating retailers.
22. Limits and up to $4.95 fee applies.