cash back reloadable visa debit card

cash back reloadable visa debit card

Cash Back
Visa® Debit Card

Earn 2% cash back on online and mobile purchases1 plus earn 2% (APY)2 on money in savings.

2% cash back + 2% APY​

2% cash back + 2% APY​

Earn cash back on your online and mobile purchases1 & 2% (APY) paid annually on savings up to $10,000.2

Free ATM network

Free ATM network

Withdraw cash at thousands of free in-network ATMs nationwide.3 Limits apply.​

Overdraft protection

Overdraft protection

up to $200 with opt-in & eligible direct deposit4

Shop everywhere

Shop everywhere

Visa® debit is accepted in the U.S. Plus pay with your mobile wallet including Apple Pay®, Google PayTM & Samsung Pay®.5

Get Paid Early

up to 2 days for payroll and up to 4 days for government benefits with early direct deposit6

Mobile Banking

Mobile check cashing & deposit, online bill pay, track your spending 24/7.7

Add money easily

Bank transfer8, cash or deposit checks9, add cash using the app10, or send money from one GO2bank card to another.11

Account Protection

Lock / unlock your card12, account alerts13 & a chip-enabled card!

Get Paid Early

up to 2 days for payroll and up to 4 days for government benefits with early direct deposit6

Mobile Banking

Mobile check cashing & deposit, online bill pay, track your spending 24/7.7

Add money easily

Bank transfer8, cash or deposit checks9, add cash using the app10, or send money from one GO2bank card to another.11

Account Protection

Lock / unlock your card12, account alerts13 & a chip-enabled card!

1. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing.

2. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of October 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 10/18/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

3. See app for free ATM locations. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may charge. Limits apply.​

4. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection.

5. Digital wallet feature not available for cards sold in Puerto Rico.

6. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your account exactly or we will decline your deposit.

7. Active personalized card required. See Account Agreement for details.

8. Active personalized card required. Subject to other bank’s restrictions and fees. Limits, qualifications, and enrollment requirements may apply.

9. Mobile check deposit: Active personalized card, limits and other requirements apply. Additional customer verification may be required. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Limits apply.

10. Limits and fees may apply. See Account Agreement for details.

11. Active, personalized card required. Limits apply.

12. Previously authorized transactions and deposits/transfers to your account will function with a locked card.

13. Message and data rates may apply.