Looking to increase your credit score and build credit?
Start building or rebuilding your credit with the Green Dot Platinum Visa® Credit Card—a credit card funded by your initial deposit. With on-time payments and responsible use, you could see your credit score improve.
A secured credit card works like a traditional credit card except that you provide a security deposit, up to your approved credit limit, as collateral for your credit card account.
More reasonsto love this choice
Have control over your credit limit
Whether you put down $200 or $5000, your credit limit is equal to the amount of the refundable security deposit.
A real credit card
Not a prepaid or debit card — spend within your credit limit, then pay your balance monthly, just like a regular credit card. Use everywhere Visa Credit is accepted in the U.S.
Good credit is not required
Relax, good credit or a bank account is not needed to get a card. And, since there’s no credit check, there’s no effect on your credit when you apply.
Build credit over time
Be sure to make on-time payments and keep your card balance low. Your payment and usage history gets reported to the three major credit bureaus, which can help you build a positive credit file over time.
Make your security deposit and monthly payments online for free or at thousands of retailers nationwide for $4.95.
If approved, make a security deposit online with a debit card—free of charge. Or, wait for your card to arrive in the mail then make a security deposit with cash at any participating retail store for just $4.95.
Now, use your card everywhere Visa Credit is accepted in the U.S.