The power to build your credit

The power to build your credit

Looking to increase your credit score?
Start building or rebuilding your credit with the Green Dot Platinum Visa® Credit Card—a credit card funded by your initial deposit. With on-time payments and responsible use, you could see your credit score improve.

More reasons to love this choice

Have control over your credit limit

Whether you put down $200 or $5000, your credit limit is equal to the amount of the refundable security deposit.

A real credit card

Not a prepaid or debit card — spend within your credit limit, then pay your balance monthly, just like a regular credit card.  Use everywhere Visa Credit is accepted in the U.S.

Good credit is not required

Relax, good credit or a bank account is not needed to get a card.  And, since there’s no credit check, there’s no effect on your credit when you apply.

Build credit over time

Be sure to make on-time payments and keep your card balance low. Your payment and usage history gets reported to the three major credit bureaus, which can help you build a positive credit file over time.

Make your security deposit and monthly payments online for free or at thousands of retailers nationwide for $4.95.

Limits apply. See terms and conditions for more information.

APR for purchases and cash advances 19.99%
Annual Fee $39
Minimum Deposit $200
Credit Limit $200 - $5,000 up to the amount of your security deposit

Getting started is easy:

  1. Fill out an application
  2. If approved, make a security deposit online with a debit card—free of charge. Or, wait for your card to arrive in the mail then make a security deposit with cash at any participating retail store for just $4.95.
  3. Now, use your card everywhere Visa Credit is accepted in the U.S.
  4. Making Payments is easy:


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