SITE TERMS OF USE / TECHNOLOGY PRIVACY STATEMENT

PLEASE READ THESE SITE TERMS OF USE / TECHNOLOGY PRIVACY STATEMENT CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE. DO NOT USE THE WEBSITE IF YOU DO NOT AGREE TO THESE TERMS.

SITE TERMS OF USE

Last Updated: December 1, 2012

The following Site Terms of Use (“Terms of Use”) apply to the Green Dot websites (each, a “Website”) owned and operated by Green Dot Corporation (“Green Dot”, “we”, “us” or “our”) and do not modify your Cardholder Agreement which governs your use of your prepaid card (“Card”). By accessing or using the Website, whether via computer, mobile device or other technology, you represent that you are 18 years of age or older and you have read and agree to be bound by these Terms of Use in their entirety and all applicable laws, rules and regulations governing your use of the Website. These Terms of Use may be amended by posting a new version to the Website which version will be effective upon posting. If you do not agree to the new version of these Terms of Use, do not use the Website.

Registration; Accounts

In order to create an account on the Website, you must register for an account ("Account"). To register for an Account, you will:

  • (1) provide true, accurate and complete information about yourself in the registration form;
  • (2) maintain and promptly update such information;
  • (3) establish a username and password.
Green Dot shall have no liability associated with or arising from your failure to maintain accurate registration information. You are responsible for all use of your Account and for ensuring that use of or access to your Account complies fully with these Terms of Use.

Privacy

Use of a Website is subject to the Green Dot Privacy Policy and the technology privacy statement. The Privacy Policy and technology privacy statement (set forth below at the end of these Terms of Use) explain how we collect, store, share or otherwise use your personal information and non-personal information.

Proprietary Rights; Use of Content

This Website is owned and operated by Green Dot or its affiliates, licensors and/or third party service providers (the “Green Dot Parties”) and unless otherwise indicated, all designs, text, images, videos, graphics, software and other content and materials appearing at the Website (collectively, “Content”) are the property of Green Dot or the Green Dot Parties, and protected, without limitation, by U.S. and foreign copyright, trademark and other intellectual property laws. All trademarks, service marks, trade names, logos and other indicia of origin (collectively, "Marks") appearing on the Website are the property of Green Dot or the Green Dot Parties. You may not make any use of any Content or Marks without the prior written consent of Green Dot. No Content from the Website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way.

Your Conduct

In using or accessing the Website you agree:

  • (1) not to use the Website for fraudulent purposes;
  • (2) not to "spam" others or "phish" for others' personal information;
  • (3) not to create or use a false identity;
  • (4) not to disrupt or interfere with the security of, “deeplink”, attempt to obtain unauthorized access to or otherwise abuse, the Website or affiliated or linked websites;
  • (5) not to disrupt or interfere with any other user’s enjoyment of the Website;
  • (6) not to use, frame or utilize framing techniques to enclose any Marks or other proprietary information (including Content);
  • (7) not to use meta tags or any other “hidden text” utilizing a Mark ; and
  • (8) not to use the Website in a manner that is defamatory, inaccurate, profane, threatening, invasive of a person's privacy, violates any third party proprietary rights, or is in violation of any law or regulation.

Third Party Websites and Services

The Website may contain links to third party websites and services, over which Green Dot has no control. You acknowledge and agree that Green Dot does not endorse, verify, or make any representations regarding these third party websites and services and is not responsible for the availability of, and any liability arising from, any such third party websites and services. Green Dot is not liable to you or any other party for any loss or damage which may be incurred by you as a result of these third party websites and services.

Termination; Modification

Green Dot reserves the right, without notice and at its sole discretion, to suspend or terminate your ability to access or use the Website, and to block or prevent future access to and use of the Website for any reason. Green Dot may, in its sole discretion, terminate, change, modify, suspend, make improvements to or discontinue any or all aspects of the Website, temporarily or permanently, at any time with or without notice to you. You agree that Green Dot shall not be liable to you or to any third party for any such modification, suspension or discontinuance.

Disclaimer

THE GREEN DOT PARTNERS (DEFINED BELOW) MAKE NO REPRESENTATION OR WARRANTY IN CONNECTION WITH THE WEBSITE OR CONTENT, ALL OF WHICH ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE GREEN DOT PARTNERS HEREBY DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, WITH RESPECT TO THE WEBSITE, CONTENT AND ANY THIRD PARTY WEBSITE OR SERVICE. THE GREEN DOT PARTNERS DO NOT WARRANT THAT THE WEBSITE OR CONTENT WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE WEBSITE OR CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT TRANSMISSIONS OR DATA WILL BE SECURE, OR THAT THIS CONTENT, WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE GREEN DOT PARTNERS DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OR THE RESULTS OF THE USE OF THE WEBSITE OR ANY CONTENT IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

The Green Dot Partners will not be responsible for any delay, failure in performance or interruption of service, resulting directly or indirectly from acts of God, acts of civil or military authorities, civil disturbances, terrorism, wars, strikes or other labor disputes, fires, transportation contingencies, interruptions in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophes or any other occurrences which are beyond the Green Dot Partners’ reasonable control.

Limitation of Liability

IN NO EVENT AND UNDER NO CAUSE OF ACTION, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL ANY OF THE GREEN DOT PARTIES OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR CONTRACTORS (COLLECTIVELY, AND WITH THE GREEN DOT PARTIES, THE “GREEN DOT PARTNERS”) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES, CLAIMS OR LOSSES INCURRED (INCLUDING, WITHOUT LIMITATION, COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES), HOWEVER CAUSED, AND UNDER ANY THEORY OF LIABILITY, EVEN IF A GREEN DOT PARTNER IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, CLAIMS OR LOSSES, ARISING IN CONNECTION WITH: (1) THE WEBSITE; (2) YOUR USE OR INABILITY TO USE THE WEBSITE OR CONTENT; (3) ANY THIRD PARTY WEBSITE OR SERVICE USED IN CONNECTION WITH OR AVAILABLE THROUGH THE WEBSITE; (4) UNAUTHORIZED ACCESS TO OR ALTERATION OR LOSS OF YOUR TRANSMISSIONS OR DATA OR OTHER INFORMATION THAT IS SENT OR RECEIVED IN CONNECTION WITH THE WEBSITE; OR (5) ERRORS, SYSTEM DOWN TIME, NETWORK OR SYSTEM OUTAGES, FILE CORRUPTION OR SERVICE INTERRUPTIONS.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE CUMULATIVE LIABILITY OF THE GREEN DOT PARTNERS TO YOU ARISING FROM ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU FOR ACCESS TO THE WEBSITE. IF NO AMOUNTS WERE PAID, YOUR SOLE REMEDY UNDER THESE TERMS OF USE SHALL BE TO DISCONTINUE ANY USE OF THE WEBSITE.

Indemnification

You agree to indemnify, defend and hold harmless the Green Dot Partners from and against any actual or alleged claims, demands, causes of action, judgments, damages, losses, liabilities, and all costs and expenses of defense (including, without limitation, reasonable attorneys' and other legal fees and costs) arising out of or relating to: (1) your violation of these Terms of Use or any law, rule or regulation; (2) your use of the Website or any Content; (3) loss of any data or account information; and (4) any material sent by you to Green Dot. You will cooperate as fully and reasonably as required by Green Dot in the defense of any claim. Green Dot reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you will not in any event settle any claim without the prior written consent of Green Dot.

Governing Law

These Terms of Use shall be exclusively governed by and construed in accordance with the laws of the State of California excluding conflicts of law rules. Any dispute arising from these Terms of Use or the Website shall be resolved in the state or federal courts residing in Los Angeles, California and you irrevocably agree to the jurisdiction of such courts. Green Dot makes no representation that Content contained on the Website is appropriate or available for use in jurisdictions outside the United States, or that the Terms of Use comply with the laws of any other country. If any provision of these Terms of Use are deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

Export Control

The supply of goods, services and software through the Website is subject to United States export control and economic sanctions requirements. By acquiring any such items through the Website, you represent and warrant that your acquisition comports with and your use of the item will comport with those requirements. Without limiting the foregoing, you may not acquire goods, services or software through the Website if: (1) you are in, under the control of, or a national or resident of Cuba, Iran, North Korea, Sudan or Syria or if you are on the U.S. Treasury Department's Specially Designated Nationals List or the U.S. Commerce Department's Denied Persons List, Unverified List or Entity List or (2) you intend to supply the acquired goods, services or software to Cuba, Iran, North Korea, Sudan or Syria (or a national or resident of one of these countries) or to a person on the Specially Designated Nationals List, Denied Persons List, Unverified List or Entity List.

Assignment

You will not assign (including without limitation by operation of law, change of control or otherwise) your rights or licenses to the Website provided under these Terms of Use, either in whole or in part, without the prior written consent of Green Dot, and any attempted assignment contrary to the foregoing will be void and have no effect. We may assign all or a portion of our rights under these Terms of Use.

Contact Us

Green Dot Customer Service, P.O. Box 1187, Monrovia, California 91017

TECHNOLOGY PRIVACY STATEMENT

Last Updated: December 1, 2012

This Technology Privacy Statement (“Privacy Statement”) explains how information is collected, used and shared by Green Dot Corporation and its subsidiaries and affiliated companies (“Green Dot”). This Privacy Statement may be updated or modified by Green Dot from time to time. We will notify you of any material changes by revising the date at the top of the policy and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you an email notification).

For information on how we collect, store, share or otherwise use your personal information when obtained in connection with your application for or use of our financial products or services, please see our Privacy Policy. This Privacy Statement does not apply to information governed by our Privacy Policy.

When you access or use our websites, mobile applications and our social media pages on third party sites (collectively, “Services”), we may collect your (i) name, email address and phone number; (ii) questions, comments, ideas and other content, and (iii) any other information you choose to provide. You may also provide us with the name and email address of your friends and direct us to transmit certain emails to such friends.

In addition, whenever you visit or interact with our Services, Green Dot, as well as any third-party advertisers and/or service providers, may use a variety of technologies that automatically or passively collect statistical, technical and navigational information about our visitors, and information about how the Services are accessed and used ("Usage Information"). Usage Information may include, in part, browser type and version, Flash version, operating system, the page served, the time, and the preceding page views. This statistical data provides us with information about the use of the Services, such as how many visitors visit a specific page on our Services, how long they stay on that page, whether they complete applications or information fields on a web page, which product pictures or other hyperlinks, if any, they "click" on. We collect this information in order to determine which areas of our Services are most popular; to tailor our Services to your specific interests, participation or requests; to improve user experience for our visitors; for security and authentication purposes; and to deliver a more personalized Services and experience, including by recognizing certain choices you have made on our Services so you do not need to re-enter these choices when you return to our Services, or by notifying you of incomplete applications or registrations.

We also automatically collect your IP address or other unique identifiers ("Device Identifier") for the computer, mobile device, technology or other device (collectively, “Device”) you use to access the Services. A Device Identifier is a number that is automatically assigned to your Device when you access a website or its servers, and our computers identify your Device by its Device Identifier.

If you install certain mobile applications, involving location-based services (such as the ATM locator) or use other mobile optimized services, we may have access to certain information about your location. We collect location-based information in order to provide the specific mobile application location-based service you request. We may employ third parties to perform services on our behalf, such as administering mobile applications with location based services. Such third parties will have access to login credentials (and your location information if you choose to use a mobile application location-based service) only to the extent necessary to perform their services, but will not be permitted to use it for any other purpose. Except as set forth in the terms of use applicable to the specific mobile application that generates location-based information, your location will not be shared with third parties without your specific consent.

We may use third parties to assist us with the collection of such Usage Information and Device Identifiers through the use of cookies, pixels and other tracking technologies.

Cookies are data files placed on a Device when it is used to visit the Services. Green Dot, the web analytics provider that we may use to help manage our Services and communications, or our third-party advertising and/or security service providers, may place cookies or similar files on your Device for security and authentication purposes, to deliver our ads, to measure the effectiveness of our advertising, to learn how our users use our Services, to facilitate site navigation and to personalize your experience while visiting our Services. Most Devices allow you to modify your preferences or browser settings to be notified when a cookie is set, or to reject all cookies. However, please be aware that some features and services on our Services may not function properly or may be slower if you refuse cookies. In addition, the offers we provide when you visit us may not be as relevant to you or tailored to your interests. You may occasionally get cookies from other third parties on our Services. We do not control these cookies.

Green Dot or our third-party service providers may use both text-based cookies and other types of cookies (e.g., "flash"- or java-based cookies). In order to limit the acceptance of or disable "flash" cookies, you must access the management panel of the Adobe Flash Player installed on your computer. To learn more about the management panel of the Adobe Flash Player and the management of "flash" cookies, please access the following link: http://www.macromedia.com/support/documentation/en/flashplayer/help/index.html.

Information We Collect from Facebook

We may also obtain information from Facebook and combine that with information we collect through our Services. For example, when you access or use our Facebook social media page, we may have access to certain information about you from Facebook, such as your profile name, profile picture, gender, photos, networks, user ID and list of friends in accordance with Facebook’s authorization procedures and the privacy settings you have established with Facebook. You may revoke or modify your authorization to share such information through Facebook’s privacy settings.

Social Sharing Features

The Services may also offer social sharing features and other integrated tools (such as the Facebook "Like" button), which let you share actions you take on our Services with other media, and vice versa. The use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the entities that provide these features.

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