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Click here to download.
Click here to download.
Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
1. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Account Agreement on GreenDot.com for fees, terms and conditions.
2. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
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Click here to download.
Click here to download.
Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
1. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.
2. $1.50 per transaction fee. Other fees may apply.
3. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Account Agreement on GreenDot.com for fees, terms and conditions.
4. After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier.
5. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more
6. See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply.
7. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
8. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for details.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
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Click here to download.
Click here to download.
Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
1. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.
2. 2.00% Annual Percentage Yield on savings up to $10K as of 6/21/21, may change anytime. Fees on your primary deposit account may reduce earnings on your savings account. National average interest based on FDIC’s published rates as of 6/21/21 on the $2,500 product tier of insured depository institutions for which data is available.
3. 1.00% Annual Percentage Yield on savings up to $5K as of 6/21/21, may change anytime. Fees on your primary deposit account may reduce earnings on your savings account. National average interest based on FDIC’s published rates as of 6/21/21 on the $2,500 product tier of insured depository institutions for which data is available.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
More Comparisons
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All our debit cards offer:
- Early direct deposit
- Overdraft protection
- Everyday money management including online bill pay and bank transfers
- Savings feature
- ATM access
- Convenient cash deposits using the app
- Mobile check cashing by Ingo®
- Mobile wallet
- Account protection features
Plus, all of our accounts are FDIC insured up to $250K.
Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your account exactly. We will not be able to deposit your payment if we are unable to match recipients.
Overdraft protection: Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection.
Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Limits apply.
Funds are protected from unauthorized charges on successfully activated cards. Prompt notice is required.
Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Green Dot is a registered trademark of Green Dot Corporation.
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Cash Back Visa Debit Card Earn 2% cash back on online and mobile purchases.
GO2bank Visa Debit Card Earn up to 7% instant cash back when you buy eGift Cards from popular merchants and earn 3% cash back when you buy Amazon eGift Cards in the GO2bank app.
Cash Back Visa Debit Card: Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. See Deposit Account Agreement (PDF) for details.
GO2bank Visa Debit Card: Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
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The Cash Back Visa Debit Card and GO2bank Visa Debit Card both offer free ATM networks. Go to the Green Dot app or Go2bank app for free ATM locations.
$3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply.
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Pay As You Go Visa Debit Card has no monthly fees, simply pay $1.50 per use. Other fees may apply.
After the initially monthly fee:
- Green Dot Visa Debit Card offers no monthly fees when you direct deposit $500 or more in the previous monthly period, otherwise $7.95 per month.
- GO2bank Visa Debit Card offers no monthly fees when you direct deposit your payroll or government benefits in the previously monthly period, otherwise $5 per month.
Green Dot Visa Debit Card: After the first monthly fee, monthly fee is waived whenever you direct deposit in the previous monthly period. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.
GO2bank Visa Debit Card: After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier.
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All of our debit cards include a variety of features to protect your account. Personalized debit cards are chip-enabled with enhanced safety features designed to prevent fraudulent practices such as card skimming and cloning. You can set up account alerts to stay on top of your account by selecting personalized alerts. We’ll send you notifications via text or email for direct deposit, low balance, or a weekly account update. You can also lock and unlock your card with a few taps to prevent new purchases. Plus, your account is FDIC-insured.
GO2bank Visa Debit Card offers an additional layer of protection with Fraud Alerts. We’ll monitor your account and send you a text if we ever notice something suspicious.
Message and data charges may apply.
Previously authorized transactions and deposits/transfers to your account will function with a locked card.
-
Green Dot offers four debit cards for all your needs.
Green Dot Visa Debit Card helps you budget and manage your money – anytime anywhere you need it.
Pay As You Go Visa Debit Card offers you simple spending freedom with no monthly maintenance fee – just pay per use.
Cash Back Visa Debit Card Earn 2% cash back on your online and mobile purchases plus earn 2% (APY) on savings.
GO2bank Visa Debit Card with no monthly fees, overdraft protection and free ATM network. Plus, up to 7% cash back on eGift card purchases in the app and 1% (APY) on your savings.
Green Dot Visa Debit Card: After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.
Pay As You Go Visa Debit Card: $1.50 per transaction fee. Other fees may apply.
Cash Back Visa Debit Card: Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Account Agreement for terms and conditions.
GO2bank Visa Debit Card: After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier. Overdraft protection: Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply. Earn up to 7% cash back when you buy eGift cards in the app. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for details.
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Green Dot Visa Debit Card and Pay As You Go Visa Debit Card: offers the Money Vault savings feature which lets you set aside cash for just about anything. Moving funds into the Money Vault is an easy way to set aside cash because the money can’t be spent on purchases or cash withdrawals.
Cash Back Visa Debit Card: offers a High-Yield Savings Account with 2% (APY) paid annually on balances up to $10,000.
GO2bank Visa Debit Card: offers a High-Yield Savings Account with 1% (APY) paid quarterly on savings up to $5,000.
Green Dot Visa Debit Card and Pay As You Go Visa Debit Card: Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.
Cash Back Visa Debit Card: Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 6/21/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
GO2bank Visa Debit Card: Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 6/21/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
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Click here to download.
Click here to download.
Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
1. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Account Agreement on GreenDot.com for fees, terms and conditions.
2. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
-
Click here to download.
Click here to download.
Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
1. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.
2. $1.50 per transaction fee. Other fees may apply.
3. Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Account Agreement on GreenDot.com for fees, terms and conditions.
4. After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier.
5. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more
6. See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply.
7. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
8. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for details.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
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Click here to download.
Click here to download.
Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
1. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.
2. 2.00% Annual Percentage Yield on savings up to $10K as of 6/21/21, may change anytime. Fees on your primary deposit account may reduce earnings on your savings account. National average interest based on FDIC’s published rates as of 6/21/21 on the $2,500 product tier of insured depository institutions for which data is available.
3. 1.00% Annual Percentage Yield on savings up to $5K as of 6/21/21, may change anytime. Fees on your primary deposit account may reduce earnings on your savings account. National average interest based on FDIC’s published rates as of 6/21/21 on the $2,500 product tier of insured depository institutions for which data is available.
Green Dot Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
-
All our debit cards offer:
- Early direct deposit
- Overdraft protection
- Everyday money management including online bill pay and bank transfers
- Savings feature
- ATM access
- Convenient cash deposits using the app
- Mobile check cashing by Ingo®
- Mobile wallet
- Account protection features
Plus, all of our accounts are FDIC insured up to $250K.
Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your account exactly. We will not be able to deposit your payment if we are unable to match recipients.
Overdraft protection: Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection.
Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Limits apply.
Funds are protected from unauthorized charges on successfully activated cards. Prompt notice is required.
Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank Card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Green Dot is a registered trademark of Green Dot Corporation.
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Cash Back Visa Debit Card Earn 2% cash back on online and mobile purchases.
GO2bank Visa Debit Card Earn up to 7% instant cash back when you buy eGift Cards from popular merchants and earn 3% cash back when you buy Amazon eGift Cards in the GO2bank app.
Cash Back Visa Debit Card: Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. See Deposit Account Agreement (PDF) for details.
GO2bank Visa Debit Card: Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details.
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The Cash Back Visa Debit Card and GO2bank Visa Debit Card both offer free ATM networks. Go to the Green Dot app or Go2bank app for free ATM locations.
$3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply.
-
Pay As You Go Visa Debit Card has no monthly fees, simply pay $1.50 per use. Other fees may apply.
After the initially monthly fee:
- Green Dot Visa Debit Card offers no monthly fees when you direct deposit $500 or more in the previous monthly period, otherwise $7.95 per month.
- GO2bank Visa Debit Card offers no monthly fees when you direct deposit your payroll or government benefits in the previously monthly period, otherwise $5 per month.
Green Dot Visa Debit Card: After the first monthly fee, monthly fee is waived whenever you direct deposit in the previous monthly period. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.
GO2bank Visa Debit Card: After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier.
-
All of our debit cards include a variety of features to protect your account. Personalized debit cards are chip-enabled with enhanced safety features designed to prevent fraudulent practices such as card skimming and cloning. You can set up account alerts to stay on top of your account by selecting personalized alerts. We’ll send you notifications via text or email for direct deposit, low balance, or a weekly account update. You can also lock and unlock your card with a few taps to prevent new purchases. Plus, your account is FDIC-insured.
GO2bank Visa Debit Card offers an additional layer of protection with Fraud Alerts. We’ll monitor your account and send you a text if we ever notice something suspicious.
Message and data charges may apply.
Previously authorized transactions and deposits/transfers to your account will function with a locked card.
-
Green Dot offers four debit cards for all your needs.
Green Dot Visa Debit Card helps you budget and manage your money – anytime anywhere you need it.
Pay As You Go Visa Debit Card offers you simple spending freedom with no monthly maintenance fee – just pay per use.
Cash Back Visa Debit Card Earn 2% cash back on your online and mobile purchases plus earn 2% (APY) on savings.
GO2bank Visa Debit Card with no monthly fees, overdraft protection and free ATM network. Plus, up to 7% cash back on eGift card purchases in the app and 1% (APY) on your savings.
Green Dot Visa Debit Card: After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier.
Pay As You Go Visa Debit Card: $1.50 per transaction fee. Other fees may apply.
Cash Back Visa Debit Card: Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Account Agreement for terms and conditions.
GO2bank Visa Debit Card: After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier. Overdraft protection: Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply. Earn up to 7% cash back when you buy eGift cards in the app. Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for details.
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Green Dot Visa Debit Card and Pay As You Go Visa Debit Card: offers the Money Vault savings feature which lets you set aside cash for just about anything. Moving funds into the Money Vault is an easy way to set aside cash because the money can’t be spent on purchases or cash withdrawals.
Cash Back Visa Debit Card: offers a High-Yield Savings Account with 2% (APY) paid annually on balances up to $10,000.
GO2bank Visa Debit Card: offers a High-Yield Savings Account with 1% (APY) paid quarterly on savings up to $5,000.
Green Dot Visa Debit Card and Pay As You Go Visa Debit Card: Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. To access and spend the money you have set aside, simply transfer it from your vault back to your card. You may only transfer money in or out of the Vault 20 times per day. Card balance limits apply.
Cash Back Visa Debit Card: Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 6/21/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
GO2bank Visa Debit Card: Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of July 2021. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 6/21/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.